This article by Vanguard suggests a dynamic 4% that fluctuates with the market instead of a consistent amount starting from 4% of the beginning net worth. This seems possible if most expenses aren’t fixed, but would probably be pretty undesirable. The recommendation to invest internationally instead of only in the US seems like a much easier adjustment.
Winning bet on stocks
The S&P 500 index ETF is one of the safest bets in stock investing, and over time has an increasing likelihood of making money. However...

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Five months into 2022, the Nasdaq-100 index is down over 25%. Tech stocks have been hit the hardest, which should lead to mergers and acqui...
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A guest on Barry Ritholz’ Masters in Business podcast started an emerging markets ETF that weights stock according to the freedom index of ...
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One of the most profitable business models to emerge over the last ten years is the subscription cloud business. Companies no longer sell s...