This article by Vanguard suggests a dynamic 4% that fluctuates with the market instead of a consistent amount starting from 4% of the beginning net worth. This seems possible if most expenses aren’t fixed, but would probably be pretty undesirable. The recommendation to invest internationally instead of only in the US seems like a much easier adjustment.
Winning bet on stocks
The S&P 500 index ETF is one of the safest bets in stock investing, and over time has an increasing likelihood of making money. However...
